Flowss
LiveAI money coach for Morocco. Budgets, trips, Check Purchase, and chat in Darija, French, English and Arabic. No bank connection needed.
Formerly Flouss. Same app, same accounts.
- App Store & Google Play
- Free plan + Pro
- 2,300+ users
Rabat · Ifrane
One standard.
Connected
ventures.
Every IEB venture is built the same way. Each one serves its own users and makes the group stronger. You bring a problem you know from the inside. IEB Studio builds it.
The model
You bring the problem.
We build the company around it.
Not a fund and not an agency. IEB Group works in any sector where a real problem meets someone who understands it from the inside.
- 1Domain expert
Brings a real problem
Someone who lives the problem every day: a doctor, an agency owner, a teacher, a founder. The insight is theirs.
- 2IEB Studio
Designs and builds it
Our in-house team ships the product end to end: research, design, web and mobile, AI, infrastructure.
- 3The product
Ships under its own brand
Each company gets its own name, product and customers. No IEB logo on the box.
- 4IEB Group
Holds equity. You run it.
The partner leads the business. IEB Group stays on as the shared standard: the build team and the playbook every tentacle reuses.
Tentacles
Six arms, one standard.
Each tentacle has its own brand and users, and each one makes the others stronger through one build team, one playbook and one group behind them. Three products are live and two client builds are delivered.
IEB Fintech
Money tools built around how people in Morocco actually spend.
IEB Academy
Exam prep that explains the answer, not just the key.
MedPrep
LiveQCM exam prep with AI explanations for Moroccan medical students.
Formerly MedQCM.
ieb-medprep.vercel.app (opens in a new tab)IEB Studio
The build team behind every tentacle, also open to outside clients.
Delivered for clients
Al Akhawayn University
SBA Capstone competition platform
Mada Medical
Android app
IEB Mobility
Software for Morocco’s car rental market, from renters to agencies.
Kricar
In developmentCar rental marketplace app for Morocco. Its competition is a phone call, not another app.
CarGest
LiveCar rental SaaS for agencies, built with a business partner.
car-gest.com (opens in a new tab)IEB Labs
AI tools for startup founders.
IEB Ventures
The investment arm. Small, direct angel checks into early-stage startups.
IEB Ventures
ActiveDirect angel investments in early-stage startups, starting with AUI Ventures Adventure.
Pitch IEB Ventures
IEB Ventures
We won the competition.
Now we write the checks.
IEB Ventures is the investment arm of IEB Group. It makes small, direct angel investments in early-stage startups, starting with AUI Ventures Adventure: the same competition Flowss won.
Pitch IEB Ventures
Takes five minutes. Goes straight to the founder’s inbox.
Founder
Ihab El Bani
Ihab built Flowss, took it to 2,300+ users and two competition wins, and set up IEB Group to do the same with domain experts in other sectors.
- Role
- Founder & CEO, IEB Group LLC
- Study
- Computer Science, Al Akhawayn University
- Programs
- Stanford University, Summer 2026 · TUM exchange, Munich, Spring 2027 · AICADEMIC Startup Challenge 2026, AUD Dubai
- Languages
- Arabic, French, English
- Operates from
- Rabat, Morocco · Ifrane, Morocco
Contact
Bring us a problem.
Write in English, French or Arabic. Prefer email? ihab@iebventures.com
Domain experts
You know a problem from the inside and want a technical partner to build the company with.
Studio clients
You need a web, mobile, SaaS or AI product built by IEB Studio.
Universities & ecosystems
Competitions, programs and platforms for student founders.
Investors
Co-investing alongside IEB Ventures, or backing a tentacle.
